Note Value Factors

In most cases, we will not ask you to guarantee the note. If you do not guarantee the note, you are selling it "without recourse," which means you are NOT personally liable for paying the note if the payor quits paying. Make sure you do not accidentally sell "with recourse.

We quickly pay cash for performing and non-performing notes in any location in the U.S., Canada, Africa, Asia Australia, New Zealand Caribbean Basin & Central America, Europe, Marshall Islands, and Puerto Rico. Primary factors affecting the value of your note are:

  • The credit rating and credit history of the payor
  • Timely payment history on the loan by the payor
  • The appraised value of the property relative to the unpaid balance
  • The condition and type of property securing the loan
  • The mortgage interest rate and terms